LoanBud Working Capital: Quick & Simple SBA Loans

Get up to $150,000 for working capital in days, instead of weeks, with reduced paperwork and a streamlined process.

SCHEDULE YOUR CONSULTATION

Don't Take a High Interest, Short-Term Business Loan

Short-term, high-interest business loans are going to cost you...

Interest rates of 20% - 70% or more
Repayment term of 1 - 5 years
Outrageously high monthly payments

Working Capital SBA Loans allow business owners just like you can quickly get working capital for your business up to $150,000 with a low rate of Prime + 3.75% and a 10-year repayment term.

SCHEDULE YOUR CONSULTATION

Why SBA Working Capital Loans?

LESS DOCUMENTATION

Enjoy an easier loan process with only a fraction of the required documentation than with most SBA loans.

FAST FUNDING

Receive a loan for up to 30% of last year's gross revenue up to a maximum of $150,000, often funded within 10 days from the completed application package.

LOWER MONTHLY PAYMENTS

Get a 10-year repayment term so you can avoid the outrageous monthly payments of a short-term loan.

LOWER RATES

Most rates are Prime + 3.75% with 10-year terms, offering you lower monthly payments and long-term growth capital.

FLEXIBLE GUIDELINES

To qualify you must have 2 years in business, a 700+ FICO score, and $150,000+ in annual business revenue.

EVERY 90 DAYS

Apply for a new Working Capital Loan every 90 days up to 2 times per year.

Getting a Loan with LoanBud
is as Easy as 1, 2, 3 ...

Schedule a Consultation

Speak with one of our experienced loan officers who will understand your goals and help create a plan.

Know Your Options

Discover what options are available to you and have confidence knowing your income has been reviewed up front.

Close Your Loan

Relax as we guide you through a stress-free loan process so you can close on time.

SCHEDULE YOUR CONSULTATION

FAQs

Who is a good fit for SBA Working Capital Loans?

You're a good candidate if:

1) Your business is in operation for at least 2 years
2) You have a 700+ FICO
3) Your business has $150k or more in annual revenue

If you have questions about the required documentation, schedule a consultation to receive a personalized review.

What is the an SBA Working Capital Loan?

Most business owners know that cash is the fuel that grows a business. Our LoanBud Working Capital SBA Loan is an easy way to fund a growing business with an expedited loan of up to $150,000 and favorable terms. LoanBud Working Capital SBA Loans can be funded in as little as 7 days from the receipt of the completed application. These SBA Loans offer a 10-year term and most interest rates are currently Prime + 3.75%, instead of the double-digit rates that alternative lenders provide. You may be a good candidate for a LoanBud Working Capital SBA Loan if you want to:

Buy inventory
Refinance debt
Gain working capital
Get cash for receivables that haven’t been paid
Buy small equipment
Need cash but don’t want to pay double-digit interest rates

Have a question about how you can use a LoanBud SBA Loans? Schedule a consultation to receive your personalized analysis.

What is the term and rate of my LoanBud Working Capital SBA Loan?

Many short-term business loans come with a short repayment term and double-digit interest rates. LoanBud Working Capital SBA Loans typically offer a 10-year term and interest rates of Prime + 3.75%, instead of double digits.

What is the minimum credit score for a LoanBud Working Capital SBA Loan?

In order to be approved for a LoanBud Working Capital SBA Loan, all borrowers must have a minimum FICO score of 700.

What can my LoanBud Working Capital SBA Loan be used for?

LoanBud Working Capital SBA Loans are provided as working capital and can be used for simple loan uses including but not limited to:

Inventory
Buying small equipment
Payroll
Marketing
Other business expenses

Have questions about how you can use a SBA Loan to grow your business? Schedule a consultation with a LoanBud lending officer today to receive a personalized analysis.

How does the SBA Preferred Lender Program (PLP) status benefit me?

We only work with lenders with PLP status, which allows for bypassing the SBA and making credit decisions internally, which can save you weeks of processing time. Our SBA Working Capital Loans can be funded in as little as 10 days from receipt of the completed application package. And since we make our own credit decisions in-house, we are able to process your loan quickly and seamlessly.

How can you obtain affordable capital to grow your business?

As a business owner, you sometimes need cash to grow, expand, or sustain operations. The problem is, most business loan options come with high-interest rates and monthly payments which are a strain on cash flow.

We believe denying small business owners access to capital with reasonable terms is just wrong. That’s why we allow our customers to get SBA Working Capital Loans with lower rates and fast funding.

Here’s how it works:

1) Schedule a Consultation
2) Know Your Options
3) Close Your Loan

Request a free consultation today so you can stop worrying about a business loan and start watching your business grow with LoanBud.

SCHEDULE YOUR CONSULTATION

BUY COMMERCIAL REAL ESTATE

We provide up to 100% financing for SBA 7(a) loans used for the purchase of owner-occupied commercial real estate.

100% FINANCING COMMERCIAL LOANS

EXPRESS SBA LOANS

SBA loans up to $350,000 for working capital, equipment, inventory, debt refinancing, and more.

LOANBUD EXPRESS LOANS

LoanBud Working Capital: Quick & Simple SBA Loans

Don't Take a High Interest, Short-Term Business Loan

Short-term, high-interest business loans are going to cost you...