Express SBA Loans Will Grow Your Business

We help businesses grow by quickly providing SBA loans up to $350,000 for working capital, equipment, inventory, debt refinancing and more.

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Don't Take Out a High-Interest Business Loan

Have you been told by a banker that you are too under-collateralized to receive a business loan? Are you now considering high-interest debt such as receivables financing, merchant cash advances, or online business loans? Ending up with these short-term loans may leave you:

❌ Paying outrageous interest rates and fees
❌ Having high monthly debt payments that put a strain on your cash flow
❌ Creating a vicious cycle of relying on short-term business debt
❌ Working just to keep the lights on with little left to enjoy

At LoanBud, we have helped countless people just like you get approved for SBA Express Loans with favorable terms to help their business grow. People who want to avoid wasting money on high interest business loans.

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Why LoanBud?

FAST FUNDING

SBA Express Loans can be funded in as little as 10 days from receipt of the completed application package.

LOWER RATES

Most rates are Prime + 2.75% with 10 year terms, offering you lower monthly payments and long-term growth capital.

RELIABLE SERVICE

Our SBA Preferred Partner relationships allow our lender partners to make credit decisions internally, saving you time and providing you answers.

Your Trusted SBA Lending Partner

Most small business owners struggle to get financing for their company with reasonable terms. At LoanBud, we help entrepreneurs get approved for SBA Express Loans so they can grow their business with better terms than costly alternatives.

We only work with Preferred Lender Partners with the Small Business Administration (SBA), and we have the experience and track record to guide you to a successful closing.

Getting an SBA Loan with LoanBud is
as Easy as 1, 2, 3...

SCHEDULE A CONSULTATION

Speak with one of our experienced loan officers who will understand your goals and help create a plan.

KNOW YOUR OPTIONS

Discover your SBA loan options and learn what we will need to get you approved.

CLOSE YOUR LOAN

Relax as we guide you through a stress-free loan process so you can receive your funding.

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FAQs

How does the SBA Preferred Lender Program (PLP) status benefit me?

PLP status allows a lender to bypass the SBA and make credit decisions internally, which can save you weeks of processing time. LoanBud only works with Preferred Lenders. SBA Express Loans can be funded in as little as 10 days from receipt of the completed application package. And since our partners have the authority to make our own credit decisions, we can get you an answer quickly and won't drag you through the mud.

What is the SBA Express Loan?

Most business owners know that cash is the fuel that grows a business. SBA Express Loans are an easy way to fund a growing business with an expedited loan up to $350,000 and favorable terms. SBA Express Loans can be funded in as little as days from the receipt of the completed application. SBA Express Loans offer a 10-year term and most interest rates are currently Prime + 2.75%, instead of double digit rates that alternative lenders provide. You may be a good candidate for a SBA Express Loan if you want to:

Buy inventory
Refinance debt
Gain working capital
Get cash for receivables that haven’t been paid
Buy small equipment
Need cash but don’t want to pay double digit interest rates

Have a question about how you can use a SBA Express Loan? Schedule a consultation to receive a complementary analysis.

What is the term and rate of SBA Express Loans?

Many short-term business loans come with a short repayment term and double digit interest rates. SBA Express Loans typically offer a 10-year term and interest rates of Prime + 2.75% instead of double digits.

What documents do I need to provide?

There are several documents you will need to provide when applying for a SBA Express Loan. Here is a checklist that will help you prepare for the application process:

P&L
Balance Sheet
Personal Financial Statement
Business Debt Schedule
Loan Application
3 Years of Personal & Business Tax Returns
Resume(s)
Business Overview and History
Business Lease

If you have questions about the required documentation, schedule a consultation to receive a personalized documentation review.

What is the minimum credit score for a SBA Express Loan?

In order to be approved for a an SBA Express Loan, all borrowers must have a minimum FICO score of 620 and an ETRAN score of 155.

What can my SBA Express Loan be used for?

SBA Express Loans can be used for simple loan uses including but not limited to:

Inventory
Working capital
Consolidating business debt
Buy small equipment
Payroll

Have questions about how you can use a SBA Express Loan to grow your business? Schedule a consultation with a LoanBud loan officer today to receive a personalized analysis.

We Believe Small Business is the Backbone of America

We understand as a business owner you want to be successful and we know how hard you've already worked to get here. You want to continue building something big, but in order to achieve your goals, you need to find the right lender to help fuel your growth. The problem is, it's hard for most businesses to get a conventional loan from a bank, and most alternative loan options come with high interest rates and monthly payments which are a strain on cash flow.

We believe denying small business owners access to capital with reasonable terms is just wrong. That’s why we help our clients get SBA Express Loans with low rates and fast funding.

Here’s how it works:
1) Schedule a Consultation
2) Know Your Options
3) Close Your Loan

Request a free consultation today so you can stop worrying about a business loan and start watching your business grow with LoanBud.

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BUY COMMERCIAL REAL ESTATE

We provide up to 100% financing for SBA 7(a) loans used for the purchase of owner-occupied commercial real estate.

100% FINANCING COMMERCIAL LOANS

BUY A BUSINESS

Acquire an existing business or franchise, buy out a partner, or purchase a book of business.

BUSINESS ACQUISITION LOANS

Express SBA Loans Will Grow Your Business

Don't Take Out a High-Interest Business Loan