Rental Property Loans With No Personal Income
Don't Choose the Wrong Lender
When you’re investing in a rental property, there’s a lot on the line. As a real estate investor, the risk of your mortgage loan being denied is much greater because of how most banks qualify your income. If your loan is denied, you could:
❌ Miss your closing date
❌ Lose out on your investment property
❌ Forfeit your earnest money deposit
❌ Waste your time and money
You need a mortgage lender that understands rental property investors. LoanBud is dedicated to helping people just like you get approved. Investors who want to avoid wasting time and money working with the wrong lender.
We host a variety of products that can help suit your individual needs. Some of the benefits are:
NO TAX RETURNS REQUIRED
LOW DOWN PAYMENTS
MORE CASH OUT
FIRST TIME BUYERS
LARGER LOAN AMOUNTS
Hear From Our Clients:
Brandy and Brian Drey
Getting a Loan with LoanBud
Is as Easy as 1, 2, 3 ...
Schedule a Consultation
Know Your Options
Close Your Loan
What are the rental property loan requirements?
- FICO score of 620 or higher
- Having a down payment of at least 20%, which can be in the form of a gift
- Market rent of the property should be greater than or equal to the new mortgage payment
Is it difficult to get approved for a real estate investment loan?
Finding a lender like LoanBud that offers investor-focused lending programs will help you secure an investment property loan quicker and with less restrictive terms, such as:
- Not requiring tax returns or personal income required
- Providing a loan to value (LTV) as high as 80% (20% downpayment)
- Offering larger loan sizes up to $5,000,000
- Permitting the use of gifts for the down payment or closing costs
- Allowing first-time home-buyers
What is your interest rate?
At LoanBud we offer flexible guidelines and terms.
Schedule a consultation today to learn about our loans for real estate investors
What is the down payment on an investment property?
Can I get a mortgage for an Airbnb rental?
The minimum down payment for an Airbnb mortgage is 20% and the expected income generated from the property should be enough to cover the new mortgage payments.
Schedule a consultation today to learn about our loans for Airbnb rental properties.
What is the maximum cash out on a jumbo refinance?
More Ways to Qualify for a Rental Property Loan
At LoanBud, we understand that many people would like to build wealth through real estate investments such as Airbnb rental properties. In order to do that, you need a mortgage. The problem is, that most real estate investors have a tough time getting approved for a mortgage because of their tax returns, which makes you feel frustrated and defeated. That’s why we allow real estate investors to qualify using a property’s rental income instead of using tax returns or personal income.
With our unique programs you can:
✔️ Preserve liquidity with lower down payments
✔️ Qualify based on rental income of the property
✔️ Use up to 100% gifts for down payments
✔️ Obtain larger loan sizes, up to $5 Million
✔️ Have an unlimited number of mortgages
✔️ Experience more flexible credit guidelines
Here’s how it works:
1) Schedule a Consultation
2) Know Your Options
3) Close Your Loan
Request a free consultation today so you can stop worrying about getting approved for a mortgage and start building your real estate empire.