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Loans For Business Owners, Freelancers & Entrepreneurs

LoanBud guides self-employed borrowers through a simple and transparent loan process so that they can relax and close on time. No tax returns required.

Ready to get started?

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Don't Choose
The Wrong Lender

In a recent survey by LoanBud conducted by Pollfish, 50.23% of self-employed applicants who received a pre-approval letter were later denied by that lender. If your loan is denied, you could:

❌ Miss your closing date
❌ Lose out on your dream home
❌ Forfeit your earnest money deposit
❌ Waste your time and money

At LoanBud, we will underwrite your income up front and offer alternative ways to qualify if needed. We understand self-employed borrowers and we won't waste your time or money.

Why LoanBud?

Have peace of mind knowing we’ll calculate your income up front, before we issue a pre-approval letter. If we determine your tax returns won't work, we will offer you alternative ways to qualify your income.
Most self-employed people struggle to get a mortgage because of their tax returns. At LoanBud, you can qualify using bank statements or 1099s instead of tax returns so you can get approved.
Our number one priority is to get you approved so you can close on time. Have confidence knowing our team of seasoned loan officers have the expertise needed to guide you to the closing table.
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Mortgage Loans

No Tax Returns | Low Down Payments
We believe it’s time for change in the mortgage industry. The old school way big banks calculate income and the high down payments they require are simply outdated.

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Business Loans

SBA Preferred Partner | Over $1B Funded
We believe small businesses are the backbone of America. Relax as we review your options up-front and guide you through a stress-free loan process to help your business grow.

Getting a Loan with LoanBud
is as Easy as 1, 2, 3 ...


Schedule a Consultation

Speak with one of our experienced loan officers who will understand your goals and help create a plan.


Discover what options are available to you and have confidence knowing your income has been reviewed up front.


Relax as we guide you through a stress-free loan process so you can close on time.

Hear From Our Clients

“I was concerned about getting a mortgage commitment letter in time, and I heard 60 days from bankers and my neighbors. After quickly getting my commitment letter and finding the right product that fit me and my source of income, William Bennett left me with no doubt that he was going to get it done. It was a synergistic recipe for success for us, and we’d recommend him and his team to anyone without a shadow of a doubt!”

Charles A.

Self-Employed Home Buyer
Being a business owner, I was concerned that I would not qualify for a mortgage because of my tax returns. However, with excellent communication and anticipation, William Bennett did for us what most banks could not; understand our situation and help us close on our vacation home. You and your team were incredibly fast and got us closed 21 days from the day we spoke. If I knew a business owner like myself in need of a mortgage, I would highly recommend William Bennett and his team!

Brandy and Brian D.

Business Owner
"I was concerned that I would not find any reasonable options catering to my self-employed situation. I was able to get approved and close on my home because Doug Adler thoroughly guided me through all options and found one that best suited my needs. I would absolutely recommend Doug Adler and his team. He’s by far the best loan officer I’ve dealt with, and if given the opportunity, I will work with him and his team again!"

Brian A.

Self-Employed Home Buyer
Contact Us

(484) LOAN-BUD
777 Brickell Ave Suite 500
Miami FL, 33131


LoanBud is a Division of BayFirst National Bank, N.A., Member FDIC, Equal Housing Lender NMLS ID 806183 Copyright © 2022. All rights reserved.
*Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

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